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0}.callout[data-astro-cid-7zlt2m3c]{padding:1.5rem;margin:2rem 0;border-radius:8px;border-left:4px solid}.callout-warning[data-astro-cid-7zlt2m3c]{background:#fef3c7;border-color:#f59e0b}h2[data-astro-cid-7zlt2m3c]{font-size:1.875rem;font-weight:700;margin:3rem 0 1.5rem;color:#111}h3[data-astro-cid-7zlt2m3c]{font-size:1.5rem;font-weight:600;margin:2rem 0 1rem;color:#111}h4[data-astro-cid-7zlt2m3c]{font-size:1.25rem;font-weight:600;margin:1.5rem 0 .75rem;color:#111}.definition-box[data-astro-cid-7zlt2m3c],.formula-box[data-astro-cid-7zlt2m3c]{padding:1.5rem;background:#eff6ff;border:2px solid #2563eb;border-radius:8px;margin:2rem 0}.example[data-astro-cid-7zlt2m3c],.note[data-astro-cid-7zlt2m3c],.tip[data-astro-cid-7zlt2m3c],.warning[data-astro-cid-7zlt2m3c],.help[data-astro-cid-7zlt2m3c],.action-tip[data-astro-cid-7zlt2m3c]{margin-top:1rem;padding:1rem;border-radius:4px}.example[data-astro-cid-7zlt2m3c]{background:#f3f4f6;border-left:3px solid #6b7280}.note[data-astro-cid-7zlt2m3c]{background:#dbeafe;border-left:3px solid #3b82f6}.tip[data-astro-cid-7zlt2m3c]{background:#dcfce7;border-left:3px solid #10b981}.warning[data-astro-cid-7zlt2m3c]{background:#fef3c7;border-left:3px solid #f59e0b}.help[data-astro-cid-7zlt2m3c]{background:#f3e8ff;border-left:3px solid #a855f7}.action-tip[data-astro-cid-7zlt2m3c]{background:#f0fdfa;border-left:3px solid #14b8a6;font-size:.9375rem}.types-grid[data-astro-cid-7zlt2m3c]{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem;margin:2rem 0}.type-card[data-astro-cid-7zlt2m3c]{padding:1.5rem;border-radius:8px;border-left:4px 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1rem;color:#92400e}.consequences-list[data-astro-cid-7zlt2m3c]{margin:2rem 0}.consequence-item[data-astro-cid-7zlt2m3c]{display:flex;gap:1.5rem;margin-bottom:2rem;padding:1.5rem;border-radius:8px;border-left:4px solid}.consequence-financial[data-astro-cid-7zlt2m3c]{background:#fef3c7;border-color:#f59e0b}.consequence-credit[data-astro-cid-7zlt2m3c]{background:#fee2e2;border-color:#ef4444}.consequence-collectors[data-astro-cid-7zlt2m3c]{background:#dbeafe;border-color:#3b82f6}.consequence-legal[data-astro-cid-7zlt2m3c]{background:#f3e8ff;border-color:#a855f7}.consequence-psychological[data-astro-cid-7zlt2m3c]{background:#fce7f3;border-color:#ec4899}.consequence-item[data-astro-cid-7zlt2m3c] .icon[data-astro-cid-7zlt2m3c]{flex-shrink:0;font-size:2.5rem}.consequence-item[data-astro-cid-7zlt2m3c] h3[data-astro-cid-7zlt2m3c]{margin:0 0 1rem;font-size:1.25rem}.action-steps[data-astro-cid-7zlt2m3c]{margin:2rem 0}.step-card[data-astro-cid-7zlt2m3c]{display:flex;gap:1.5rem;margin-bottom:2rem;padding:1.5rem;background:#f9fafb;border-radius:8px;border-left:4px solid #2563eb}.step-number[data-astro-cid-7zlt2m3c]{flex-shrink:0;width:50px;height:50px;display:flex;align-items:center;justify-content:center;background:#2563eb;color:#fff;font-weight:700;font-size:1.25rem;border-radius:50%}.step-content[data-astro-cid-7zlt2m3c] h3[data-astro-cid-7zlt2m3c]{margin:0 0 1rem;font-size:1.25rem}.comparison[data-astro-cid-7zlt2m3c]{padding:1rem;background:#eff6ff;border-radius:4px;margin-top:.75rem}.prevention-rules[data-astro-cid-7zlt2m3c]{margin:2rem 0}.rule-item[data-astro-cid-7zlt2m3c]{display:flex;gap:1.5rem;margin-bottom:1.5rem;padding:1.25rem;background:#f9fafb;border-radius:8px}.rule-number[data-astro-cid-7zlt2m3c]{flex-shrink:0;width:40px;height:40px;display:flex;align-items:center;justify-content:center;background:#10b981;color:#fff;font-weight:700;border-radius:50%}.rule-item[data-astro-cid-7zlt2m3c] h4[data-astro-cid-7zlt2m3c]{margin:0 0 .5rem}.faq-section[data-astro-cid-7zlt2m3c]{margin:2rem 0}.faq-item[data-astro-cid-7zlt2m3c]{margin-bottom:2rem;padding:1.5rem;background:#f9fafb;border-radius:8px}.faq-item[data-astro-cid-7zlt2m3c] h3[data-astro-cid-7zlt2m3c]{margin:0 0 1rem;font-size:1.25rem}.expert-opinion[data-astro-cid-7zlt2m3c]{margin:3rem 0;padding:2rem;background:linear-gradient(135deg,#667eea,#764ba2);color:#fff;border-radius:12px}.expert-header[data-astro-cid-7zlt2m3c]{display:flex;align-items:center;gap:1.5rem;margin-bottom:1.5rem}.expert-avatar[data-astro-cid-7zlt2m3c]{width:80px;height:80px;background:#fff;color:#667eea;display:flex;align-items:center;justify-content:center;font-size:1.5rem;font-weight:700;border-radius:50%}.expert-info[data-astro-cid-7zlt2m3c] h3[data-astro-cid-7zlt2m3c]{margin:0 0 .5rem;color:#fff}.expert-info[data-astro-cid-7zlt2m3c] p[data-astro-cid-7zlt2m3c]{margin:.25rem 0;opacity:.9;font-size:.9375rem}.cta-section[data-astro-cid-7zlt2m3c]{margin:3rem 0;padding:2rem;background:#f9fafb;border-radius:12px;text-align:center}.cta-section[data-astro-cid-7zlt2m3c] h2[data-astro-cid-7zlt2m3c]{margin:0 0 1rem}.cta-buttons[data-astro-cid-7zlt2m3c]{display:flex;justify-content:center;gap:1rem;flex-wrap:wrap;margin-top:1.5rem}.btn[data-astro-cid-7zlt2m3c]{display:inline-block;padding:.875rem 2rem;font-weight:600;text-decoration:none;border-radius:8px;transition:all .2s}.btn-primary[data-astro-cid-7zlt2m3c]{background:#2563eb;color:#fff}.btn-primary[data-astro-cid-7zlt2m3c]:hover{background:#1d4ed8}.btn-secondary[data-astro-cid-7zlt2m3c]{background:#fff;color:#2563eb;border:2px solid #2563eb}.related-articles[data-astro-cid-7zlt2m3c]{margin:3rem 0}.related-grid[data-astro-cid-7zlt2m3c]{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1.5rem;margin-top:1.5rem}.related-card[data-astro-cid-7zlt2m3c]{padding:1.5rem;background:#fff;border:1px solid #e5e7eb;border-radius:8px;text-decoration:none;color:inherit;transition:all .2s}.related-card[data-astro-cid-7zlt2m3c]:hover{border-color:#2563eb;box-shadow:0 4px 12px #2563eb1a}.related-card[data-astro-cid-7zlt2m3c] h4[data-astro-cid-7zlt2m3c]{margin:0 0 .5rem;font-size:1.125rem;color:#111}@media (max-width: 768px){h1[data-astro-cid-7zlt2m3c]{font-size:1.875rem}h2[data-astro-cid-7zlt2m3c]{font-size:1.5rem}.expert-header[data-astro-cid-7zlt2m3c]{flex-direction:column;text-align:center}.step-card[data-astro-cid-7zlt2m3c],.consequence-item[data-astro-cid-7zlt2m3c],.rule-item[data-astro-cid-7zlt2m3c]{flex-direction:column}}