Payday Loans Benton, KS – Compare Licensed Lenders (2026)

$$500

Max Loan Amount

Active Lenders

15 min

Approval Time

$1K

Population

Benton, Kansas, with a population of 943, is a quaint city where the average income stands at $52,000. The region boasts diverse industries, contributing to a balanced local economy. With a cost of living that is 10% lower than the national average, residents often seek quick financial solutions to manage unexpected expenses. In Benton, quick access to payday loans can provide the necessary funds to bridge financial gaps when they arise, making it a relevant option for those in need of immediate cash flow.

About Benton

Main Industries

$diverse industries

Avg Income

$$52,000

Cost of Living

$$-10% vs national avg

State Regulations

We're gathering the latest payday loan regulations for your state. In the meantime, please review the terms carefully and check with your state's financial regulator.

CFPB Resources:Learn about payday loans

Where to Find Payday Loans in Benton

Currently, Benton does not have any active lenders, meaning residents may need to look online for payday loan options. While local storefronts are absent, there are several reputable online lenders that cater to the needs of Kansas residents. This digital approach offers convenience and the ability to compare different offers easily, ensuring that Benton residents can find a payday loan that suits their financial requirements.

Compare Lenders in Benton

Lender	Loan Range	Typical APR	Best For	Apply

Representative Loan Example in Benton

Calculation

Loan Amount: $$500

Term: $14 days

APR: $350%

Fee: $$0

Total Repayment: $$500

Effective APR: $0.0%

⚠️ Important Notes

✓ For Benton residents earning $$52,000, this payment is 11.54%
✓ Recommended: Keep monthly debt payments below 35% of income
✓ APR varies by lender and creditworthiness
✓ Always compare multiple offers before accepting

Advantages & Disadvantages in Benton

✅ Advantages

✓ Process 100% online for convenience
✓ Receive a decision in as little as 15 minutes
✓ Available to residents of Benton, KS
✓ No collateral required for most loans
✓ Early repayment options are typically allowed

❌ Disadvantages

✗ Higher APR compared to traditional bank loans
✗ Limited local lender options in Benton
✗ Credit checks may be required

💡 Expert Recommendation for Benton Residents

According to loan expert Rostislav Sikora, living in Benton with its low cost of living means short-term payday loans can be a practical solution for urgent financial needs. These loans can help manage unexpected bills efficiently without overwhelming your budget. However, always compare APR rates and ensure that your total loan payment does not exceed 35% of your monthly income before signing any agreement.

Rostislav Sikora – Loan Comparison Specialist at Credizen

Frequently Asked Questions – Benton, KS

How do I get a payday loan in Benton, KS?

You can apply for a payday loan online through various lenders that serve Kansas residents.

What's the max I can borrow in Benton?

In Benton, the maximum loan amount for payday loans is $500.

Can I get approved with bad credit in Benton?

Yes, many online lenders in Benton consider applicants with bad credit.

Are there storefronts in Benton or is it online only?

Currently, there are no storefronts in Benton; payday loans are available online only.

How fast can I get money in Benton?

Funds can be available as soon as the next business day after approval.

What is the APR for payday loans in Benton, KS?

The APR for payday loans in Benton ranges from 350% to 391%.

What do I need to qualify for a payday loan in Benton?

You generally need to provide proof of income, a valid ID, and a bank account.

Are payday loans legal in Benton, KS?

Yes, payday loans are legal in Benton, Kansas, under state regulations.

Is there an age requirement for payday loans in Benton?

Yes, you must be at least 18 years old to apply for a payday loan in Benton.

What happens if I can't repay my payday loan in Benton?

If you cannot repay, you may face additional fees or a rollover of the loan, which can increase your debt.

Nearby cities in Kansas

Compare options in nearby Kansas cities. Rates and approval times can vary by lender.

USA loan hub View Kansas loan options Compare payday lenders Compare lenders side-by-side Payday loan guides

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Responsible Lending Notice: Payday loans are short-term financial products and should only be used for temporary cash needs. They are not a long-term solution for financial difficulties. Borrowers should consider other options before taking out a payday loan.

Regulatory Information: All lenders displayed serve Benton, KS and are regulated by state authorities. For complaints or concerns, contact the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov.

Affiliate Disclosure: Credizen.net may earn a commission when you apply through our platform. This helps us keep our service free. We only work with licensed, reputable lenders.

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