Credit cards in Barbados
Compare credit cards in Barbados
We compare Scotiabank Mastercard with CIBC Visa Silver using official Barbados schedules. Barbados-dollar values are shown as published and missing card-specific values remain not stated.
Data is manually reviewed each month. Current issuer documents prevail.
| Feature | Scotiabank BarbadosScotiabank Mastercard | CIBC Caribbean BarbadosVisa Silver |
|---|---|---|
| Product type | Credit card | Credit card |
| Currency | BBD | BBD |
| Credit limit | Not statedSource: Scotiabank Barbados: Credit card rates and fees | Not statedSource: CIBC Caribbean: Barbados schedule of charges |
| Purchase / cash rate | According to current schedule; card-specific rate not stated hereSource: Scotiabank Barbados: Credit card rates and fees | 23% purchase; 28% cash advance and late paymentSource: CIBC Caribbean: Barbados schedule of charges |
| Interest-free period | According to statement and agreementSource: Scotiabank Barbados: Credit card rates and fees | According to statement and agreementSource: CIBC Caribbean: Barbados schedule of charges |
| Minimum payment | According to statement and agreementSource: Scotiabank Barbados: Credit card rates and fees | According to statement and agreementSource: CIBC Caribbean: Barbados schedule of charges |
| Monthly fee | Not statedSource: Scotiabank Barbados: Credit card rates and fees | Not statedSource: CIBC Caribbean: Barbados schedule of charges |
| Annual fee | According to current scheduleSource: Scotiabank Barbados: Credit card rates and fees | BBD0 primary and supplementarySource: CIBC Caribbean: Barbados schedule of charges |
| Cash advance fee | According to current scheduleSource: Scotiabank Barbados: Credit card rates and fees | 3.50% of transaction amountSource: CIBC Caribbean: Barbados schedule of charges |
| Balance transfer fee | Not statedSource: Scotiabank Barbados: Credit card rates and fees | Not statedSource: CIBC Caribbean: Barbados schedule of charges |
| Rewards / benefits | Mastercard benefitsSource: Scotiabank Barbados: Credit card rates and fees | Not statedSource: CIBC Caribbean: Barbados schedule of charges |
| Insurance and benefits | According to card conditionsSource: Scotiabank Barbados: Credit card rates and fees | Not statedSource: CIBC Caribbean: Barbados schedule of charges |
| Basic conditions | Subject to Scotiabank Barbados assessment. | Subject to CIBC Caribbean assessment. |
| Availability | Barbados; Scotiabank. | Barbados; CIBC Caribbean. |
Our recommendation
CIBC Visa Silver has a low published annual fee and clear rates in the Barbados schedule. Scotiabank may suit applicants who prefer its Mastercard range and card benefits. Confirm current terms and eligibility before applying.
Our methodology
- We use official issuer product pages and Barbados schedules of charges.
- We do not estimate limits, minimum payments or fees not stated for the named card.
- The current issuer schedule and signed agreement prevail; data is reviewed monthly.
More information
Frequently asked questions
Which cards are compared?
Scotiabank Mastercard and CIBC Caribbean Visa Silver.
What currency is used?
The official Barbados card schedules publish charges in Barbados dollars.
What should I check before applying?
Check purchase and cash rates, annual fee, minimum payment, cash advance fee, rewards and eligibility.
Official sources
Scotiabank Barbados — Scotiabank Mastercard
Reviewed: 2026-07-23
- Scotiabank Barbados: Credit card rates and fees — rates and fees
CIBC Caribbean Barbados — Visa Silver
Reviewed: 2026-07-23
- CIBC Caribbean: Barbados schedule of charges — rates and fees
Important information
This is an editorial comparison, not a credit offer or financial advice.
Rates, fees, limits and approval depend on the issuer and individual assessment.