Compare Loans Kenya 2026
Side-by-side comparison of 6 CBK-regulated lenders. Sort by APR, amount, and M-Pesa availability.
📊 6 lenders ⚡ Updated daily 🔍 CBK
| Lender | Rating | Amount | APR | Disbursement | |
|---|---|---|---|---|---|
 KCB M-Pesa bank | ★ 2.2 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
 Tala direct lender | ★ 2.2 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
 Branch direct lender | ★ 2.1 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
 M-Shwari bank | ★ 2.1 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
 LendPlus direct lender | ★ 2.0 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
 Fuliza bank | ★ 2.0 | Verify current offer | Verify current disclosure | Depends on verification | Details → |
How to Use This Comparison
1. Check APR
APR is the true cost indicator — it includes all fees and charges.
2. Verify CBK regulation
Only borrow from CBK-regulated lenders for consumer protection.
3. M-Pesa disbursement
Most lenders offer instant M-Pesa disbursement — fastest option.
4. Borrow wisely
Only borrow what you can comfortably repay to avoid debt cycles.
FAQ
How do I compare loans in Kenya? ▼
Compare the APR (Annual Percentage Rate), which includes all costs. Use our table to sort by APR, loan amount, and disbursement speed.
Are all lenders CBK-regulated? ▼
Yes, all lenders in our comparison are regulated by the Central Bank of Kenya (CBK) or licensed by the Capital Markets Authority.
Can I receive funds via M-Pesa? ▼
Most digital lenders in Kenya disburse funds directly to M-Pesa. Check individual lender pages for M-Pesa availability.
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