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M-Shwari

COMMERCIAL BANK OF AFRICA (NCBA)

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About M-Shwari

M-Shwari is a bank offering online loan services in Kenya. Always verify terms, total repayment cost, and data usage before applying.

Costs and fees

Min amount
Ksh 100.00
Max amount
Ksh 50,000.00
APR
7.5% - 7.5%

Eligibility

  • Minimum age: 18
  • Maximum age: 70
  • Income proof may not be required for smaller amounts

Legal information

All listed lenders are regulated by <a href="https://www.centralbank.go.ke" target="_blank" rel="nofollow noopener noreferrer" class="text-indigo-600 hover:underline">CBK</a> and <a href="https://www.odpc.go.ke" target="_blank" rel="nofollow noopener noreferrer" class="text-indigo-600 hover:underline">ODPC</a>. Read the terms before signing. Responsible borrowing is required.

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⚠️ You must be 18+ to apply for a loan • Borrow responsibly

Emergency Financial Help

If you're experiencing financial difficulties, contact your local financial counseling service.

  • South Africa: National Credit Regulator - 0860 627 627
  • Romania: ANPC - 0213142200
  • Colombia: Superintendencia Financiera - (571) 594 2222
  • Poland: KNF - 22 262 5000
  • Czech Republic: ČNB (Česká národní banka) - 224 411 111
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