Credit cards in Trinidad and Tobago
Compare credit cards in Trinidad and Tobago
We compare Scotiabank Mastercard with CIBC Caribbean Visa Platinum using official Trinidad and Tobago rate and fee documents. TTD values are shown as published; missing card-specific values remain not stated.
Data is manually reviewed each month. Current issuer documents prevail.
| Feature | Scotiabank Trinidad and TobagoScotiabank Mastercard | CIBC Caribbean Trinidad and TobagoVisa Platinum |
|---|---|---|
| Product type | Credit card | Credit card |
| Currency | TTD | TTD |
| Credit limit | Not stated publiclySource: Scotiabank Trinidad and Tobago: Credit cards and rates | Not stated publiclySource: CIBC Caribbean: Trinidad schedule of charges |
| Purchase / cash rate | According to current Scotiabank schedule; card-specific rate not stated hereSource: Scotiabank Trinidad and Tobago: Credit cards and rates | 24% purchase; 25% cash advance and late paymentSource: CIBC Caribbean: Trinidad schedule of charges |
| Interest-free period | According to statement and agreementSource: Scotiabank Trinidad and Tobago: Credit cards and rates | According to statement and agreementSource: CIBC Caribbean: Trinidad schedule of charges |
| Minimum payment | According to statement and agreementSource: Scotiabank Trinidad and Tobago: Credit cards and rates | 3% minimum payment plus TTD25Source: CIBC Caribbean: Trinidad schedule of charges |
| Monthly fee | Not statedSource: Scotiabank Trinidad and Tobago: Credit cards and rates | Not statedSource: CIBC Caribbean: Trinidad schedule of charges |
| Annual fee | According to current scheduleSource: Scotiabank Trinidad and Tobago: Credit cards and rates | TTD600 primary; supplementary freeSource: CIBC Caribbean: Trinidad schedule of charges |
| Cash advance fee | According to current scheduleSource: Scotiabank Trinidad and Tobago: Credit cards and rates | 3% of transaction amountSource: CIBC Caribbean: Trinidad schedule of charges |
| Balance transfer fee | Not statedSource: Scotiabank Trinidad and Tobago: Credit cards and rates | Not statedSource: CIBC Caribbean: Trinidad schedule of charges |
| Rewards / benefits | Mastercard benefits and emergency serviceSource: Scotiabank Trinidad and Tobago: Credit cards and rates | Not statedSource: CIBC Caribbean: Trinidad schedule of charges |
| Insurance and benefits | According to card and conditionsSource: Scotiabank Trinidad and Tobago: Credit cards and rates | Not statedSource: CIBC Caribbean: Trinidad schedule of charges |
| Basic conditions | Subject to Scotiabank Trinidad and Tobago assessment. | Subject to CIBC Caribbean assessment and local requirements. |
| Availability | Trinidad and Tobago; Scotiabank. | Trinidad and Tobago; CIBC Caribbean. |
Our recommendation
CIBC Visa Platinum offers a clearer published purchase rate, cash rate, annual fee and minimum payment requirement in the Trinidad schedule. Scotiabank may suit applicants who value its Mastercard range and published card benefits. Confirm current pricing and approval terms before applying.
Our methodology
- We use official issuer product pages and Trinidad and Tobago schedules of charges.
- We do not estimate limits, minimum payments or fees not stated for the named card.
- The current issuer schedule and signed agreement prevail; data is reviewed monthly.
More information
Frequently asked questions
Which cards are compared?
Scotiabank Mastercard and CIBC Caribbean Visa Platinum.
What currency is used?
The local card schedule reviewed publishes CIBC charges in Trinidad and Tobago dollars.
What should I check before applying?
Check purchase and cash rates, annual fee, minimum payment, cash advance fee, foreign exchange fee, rewards and eligibility.
Official sources
Scotiabank Trinidad and Tobago — Scotiabank Mastercard
Reviewed: 2026-07-23
- Scotiabank Trinidad and Tobago: Credit cards and rates — products and benefits
- Scotiabank Trinidad and Tobago: Rates and fees — current card fees
CIBC Caribbean Trinidad and Tobago — Visa Platinum
Reviewed: 2026-07-23
- CIBC Caribbean: Trinidad schedule of charges — rates, fees and minimum payment
Important information
This is an editorial comparison, not a credit offer or financial advice.
Rates, fees, limits and approval depend on the issuer and individual assessment.