Payday Loan Calculator
Use our free calculator to estimate your payday loan repayment. Enter the loan amount, term length, and annual percentage rate (APR) to instantly see your monthly payment, total interest cost, and total repayment amount. This tool helps you compare offers from different lenders and make informed borrowing decisions.
* This is an estimate only. Actual terms are determined by the lender after application review.
Your Estimate
- Monthly Payment
- $666.67
- Total Interest
- $166.67
- Total Repayment
- $666.67
Tip: Keep your debt-to-income ratio below 35% for financial health.
How to Use the Loan Calculator
Enter loan amount
Use the slider or type the amount you want to borrow.
Set the term
Choose how many months you plan to repay the loan.
Adjust the APR
Set the annual percentage rate offered by your lender.
Review results
See your estimated monthly payment, total interest, and total repayment.
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