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Payday Loan Calculator
Calculate your payday loan repayment in Canadian dollars. Enter the loan amount, term, and annual percentage rate to see your estimated monthly payment and total cost. Canadian payday loans are regulated provincially — maximum rates vary by province.
$100 – $1,500
1 – 6 months
391.0%
* Estimate only. Actual terms depend on your province and lender.
Your Estimate
- Monthly Payment
- $662.92
- Total Interest
- $162.92
- Total Repayment
- $662.92
Tip: Canadian payday loan costs are capped at $15 per $100 borrowed in most provinces.
How to Use the Calculator
1
Enter loan amount
Slide or type the amount you need (up to $1,500).
2
Set repayment term
Choose the number of months for repayment.
3
Adjust APR
Enter the annual percentage rate from your lender’s offer.
4
View results
Review estimated monthly payment, total interest, and total cost.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
- Czech Republic: ČNB (Česká národní banka) - 224 411 111
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