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Apply for Loan Online Canada - Fast Approval | Credizen modifiedTime &&
🍁 Serving All Canadian Provinces

Get Your Loan in Minutes

Compare 50+ Canadian lenders. Fast, secure, and FCAC-regulated.

FCAC-Regulated
256-bit Encryption
No Credit Impact
Free Comparison

How It Works

1

Fill Form

Complete a simple application in 2 minutes

2

Compare Offers

See personalized loan offers from multiple lenders

3

Choose Lender

Review terms and select the best offer for you

4

Get Funded

Receive money in your account within 24 hours

Your Loan Request

Secure Loan Application

Complete the form below to compare offers from multiple licensed Canadian lenders. All applications are processed securely and comply with FCAC regulations.

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FCAC Regulated

Federal oversight

Secure Application

256-bit SSL encryption

Licensed Lenders

Provincial compliance

Your Privacy & Security

  • 256-bit SSL encryption protects all data
  • PIPEDA compliant (Canadian privacy law)
  • We never sell your information
  • All lenders are FCAC-regulated

Available Loan Types

  • Personal Loans
  • Education Loans
  • Car Loans
  • Mortgage & Refinancing
  • HELOC & Second Mortgage
  • Business Loans & MCA
  • Debt Consolidation
  • Consumer Proposal

Frequently Asked Questions

How long does it take to get approved in Canada?

Most loan applications are approved within 15 minutes to 1 hour. Once approved, funds are typically deposited within 24 hours. Some lenders offer same-day funding, especially for payday loans.

Will applying hurt my credit score?

No. Comparing loan offers through Credizen does not impact your credit score. Lenders may perform a soft credit check initially. A hard inquiry may occur only if you accept an offer and proceed with a formal application.

What documents do I need to apply in Canada?

You'll typically need: (1) Valid government-issued ID (driver's license or passport), (2) Proof of income (pay stubs or bank statements), (3) Active Canadian bank account, and (4) Proof of residence. Requirements vary by lender and province.

Is my information secure?

Yes. All data is encrypted using 256-bit SSL encryption. We never sell your personal information. Our partner lenders are FCAC-regulated and follow strict Canadian privacy laws (PIPEDA).

Can I apply if I'm from Quebec?

Yes. We work with lenders licensed in Quebec and all other provinces. Quebec has specific regulations (35% APR cap, AMF oversight) that all lenders must follow.

Do I have to accept an offer?

No. Comparing offers is completely free with no obligation. Review all terms carefully, including APR and fees, before accepting any offer.

Responsible Borrowing Notice

Payday loans and high-interest installment loans should only be used for short-term financial needs. Borrowing more than you can afford to repay can cause serious financial harm. All lenders on our platform are regulated by the Financial Consumer Agency of Canada (FCAC) and must follow provincial lending regulations. Before accepting any loan offer, ensure you fully understand the APR, total cost, repayment schedule, and provincial cooling-off period (if applicable).

Resources: FCAC | Loan Information

Credizen

Credizen helps you compare payday loans across all of Canada. We connect borrowers with licensed lenders offering fast approval, transparent fees, and responsible lending practices.

Compare payday loans responsibly. See rates, fees, and terms before you apply.

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Credizen is a comparison platform. We are not a lender. We connect borrowers with licensed lenders. Information is updated regularly, but we recommend you verify details on the lender's website before applying. All lenders are subject to provincial and federal regulations.

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Emergency Financial Help

If you're experiencing financial difficulties, contact your local financial counseling service.

  • South Africa: National Credit Regulator - 0860 627 627
  • Romania: ANPC - 0213142200
  • Colombia: Superintendencia Financiera - (571) 594 2222
  • Poland: KNF - 22 262 5000
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