easyfinancial vs Fairstone
Updated March 2026
Quick Comparison
easyfinancial
direct-lender- Rating
- 8.9/10
- APR Range
- 19.99–46.96%
- Loan Amount
- $500–$45,000
- Approval Speed
- 24hours
Fairstone
direct-lender- Rating
- 8.6/10
- APR Range
- 9.99–29.99%
- Loan Amount
- $500–$40,000
- Approval Speed
- 48hours
Detailed Comparison
| easyfinancial | Fairstone | |
|---|---|---|
| Rating | 8.9/10 | 8.6/10 |
| APR Range | 19.99–46.96% | 9.99–29.99% |
| Loan Amount | $500–$45,000 | $500–$40,000 |
| Loan Term | 6–60 months | 6–48 months |
| Approval Speed | 24 hours | 48 hours |
| Approval Rate | 55% | 48% |
| Type | direct-lender | direct-lender |
| First-time borrower | Yes | Yes |
| Income proof required | Yes | Yes |
| Loan types | installment,line-of-credit | installment |
Which Should You Choose?
The best choice depends on your specific needs:
Frequently Asked Questions
Which is better, easyfinancial or Fairstone?
easyfinancial has a 8.9 rating while Fairstone has 8.6. The best choice depends on your loan amount needs, term preferences, and eligibility.
What is the APR range for easyfinancial vs Fairstone?
easyfinancial offers APR from 19.99% to 46.96%, while Fairstone offers 9.99% to 29.99%.
Can first-time borrowers use easyfinancial or Fairstone?
easyfinancial supports first-time borrowers. Fairstone supports first-time borrowers.
This comparison is for informational purposes only. Actual loan terms depend on your application and the lender.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
- Czech Republic: ČNB (Česká národní banka) - 224 411 111
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