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Frequently asked questions

Quick answers to common questions about comparing loans on Credizen.

Is Credizen a lender?

No. Credizen is a comparison platform. We help you compare offers from licensed lenders.

Does comparing offers affect my credit score?

No hard credit check is triggered by comparison itself. A lender may run checks only when you apply with them directly.

How does Credizen rank lenders?

We score lenders using transparent criteria such as total cost, speed, fees, accessibility, and compliance.

Is the service free?

Yes. Comparison is free for users.

How is my data handled?

Your data is processed according to applicable privacy laws and only used for comparison and service delivery.

Where can I read your methodology?

Use the link below to open the methodology page for your locale.

Credizen is a comparison platform, not a lender. Content is general information and not financial advice.

Credizen

Credizen helps you compare payday loans across all of Canada. We connect borrowers with licensed lenders offering fast approval, transparent fees, and responsible lending practices.

Compare payday loans responsibly. See rates, fees, and terms before you apply.

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Credizen is a comparison platform. We are not a lender. We connect borrowers with licensed lenders. Information is updated regularly, but we recommend you verify details on the lender's website before applying. All lenders are subject to provincial and federal regulations.

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Emergency Financial Help

If you're experiencing financial difficulties, contact your local financial counseling service.

  • South Africa: National Credit Regulator - 0860 627 627
  • Romania: ANPC - 0213142200
  • Colombia: Superintendencia Financiera - (571) 594 2222
  • Poland: KNF - 22 262 5000
  • Czech Republic: ČNB (Česká národní banka) - 224 411 111
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