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Payday Loans in Nunavut

Compare FCAC-regulated payday lenders in Nunavut. Find fast approval loans with transparent costs and provincial protection.

Population
39,403
Maximum Loan
$unlimited
Maximum APR
60%

Nunavut Payday Loan Regulations

Nunavut follows federal criminal usury cap of 60% APR. No territorial payday loan regulations. Federal consumer protection laws apply.

Regulator: Government of Nunavut
Cooling-Off Period: 0 days
Rollover Allowed: Yes
Maximum Term: 365 days
Visit Government of Nunavut →

How to Get a Payday Loan in Nunavut

  1. 1

    Compare Lenders

    Review our list of FCAC-regulated lenders operating in Nunavut. Check APRs, fees, and approval times.

  2. 2

    Apply Online

    Complete the application form with your personal details, employment, and banking information. Most applications take 5-10 minutes.

  3. 3

    Get Approved

    Lenders review your application and provide a decision within 15-60 minutes during business hours.

  4. 4

    Receive Funds

    Once approved, funds are typically sent via Interac e-Transfer same-day or direct deposit within 1 business day.

Payday Loans by City in Nunavut

Find licensed payday lenders in major cities across Nunavut. Click on your city to see local options and compare costs.

Iqaluit
Pop: 7,740

Frequently Asked Questions

What is the maximum payday loan amount in Nunavut?
In Nunavut, the maximum payday loan amount is $unlimited CAD. This limit is set by Government of Nunavut to protect borrowers from over-indebtedness.
What is the APR for payday loans in Nunavut?
Nunavut payday loans have a maximum APR of 60%. Nunavut follows federal criminal usury cap of 60% APR. No territorial payday loan regulations. Federal consumer protection laws apply.
How long is the cooling-off period in Nunavut?
Nunavut provides a 0-day cooling-off period, allowing you to cancel your payday loan without penalty within 0 days of signing.
Who regulates payday loans in Nunavut?
Payday loans in Nunavut are regulated by Government of Nunavut. You can verify licensed lenders at https://www.gov.nu.ca/
Can I get a payday loan online in Nunavut?
Yes, many FCAC-regulated lenders offer online payday loans to Nunavut residents. Applications are processed 100% online with same-day approval and Interac e-Transfer disbursement available.
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