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Payday Loans in Saskatchewan

Compare FCAC-regulated payday lenders in Saskatchewan. Find fast approval loans with transparent costs and provincial protection.

Population
1,179,844
Maximum Loan
$1500
Maximum APR
442%

Saskatchewan Payday Loan Regulations

Saskatchewan caps payday loan costs at $17 per $100 (442% APR). Maximum $1,500 per loan. Regulated by FCAA.

Regulator: Financial and Consumer Affairs Authority (FCAA)
Cooling-Off Period: 0 days
Rollover Allowed: No
Maximum Term: 62 days
Visit Financial and Consumer Affairs Authority (FCAA) →

How to Get a Payday Loan in Saskatchewan

  1. 1

    Compare Lenders

    Review our list of FCAC-regulated lenders operating in Saskatchewan. Check APRs, fees, and approval times.

  2. 2

    Apply Online

    Complete the application form with your personal details, employment, and banking information. Most applications take 5-10 minutes.

  3. 3

    Get Approved

    Lenders review your application and provide a decision within 15-60 minutes during business hours.

  4. 4

    Receive Funds

    Once approved, funds are typically sent via Interac e-Transfer same-day or direct deposit within 1 business day.

Payday Loans by City in Saskatchewan

Find licensed payday lenders in major cities across Saskatchewan. Click on your city to see local options and compare costs.

Saskatoon
Pop: 317,480
Regina
Pop: 226,404
Prince Albert
Pop: 37,756
Moose Jaw
Pop: 33,890
Yorkton
Pop: 19,643
Swift Current
Pop: 18,435
North Battleford
Pop: 14,315
Warman
Pop: 12,419
Estevan
Pop: 11,483
Weyburn
Pop: 11,019
Martensville
Pop: 10,267
Humboldt
Pop: 6,000

Showing top 12 cities out of 13 total cities in Saskatchewan.

Frequently Asked Questions

What is the maximum payday loan amount in Saskatchewan?
In Saskatchewan, the maximum payday loan amount is $1500 CAD. This limit is set by Financial and Consumer Affairs Authority (FCAA) to protect borrowers from over-indebtedness.
What is the APR for payday loans in Saskatchewan?
Saskatchewan payday loans have a maximum APR of 442%. Saskatchewan caps payday loan costs at $17 per $100 (442% APR). Maximum $1,500 per loan. Regulated by FCAA.
How long is the cooling-off period in Saskatchewan?
Saskatchewan provides a 0-day cooling-off period, allowing you to cancel your payday loan without penalty within 0 days of signing.
Who regulates payday loans in Saskatchewan?
Payday loans in Saskatchewan are regulated by Financial and Consumer Affairs Authority (FCAA). You can verify licensed lenders at https://fcaa.gov.sk.ca/
Can I get a payday loan online in Saskatchewan?
Yes, many FCAC-regulated lenders offer online payday loans to Saskatchewan residents. Applications are processed 100% online with same-day approval and Interac e-Transfer disbursement available.
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