Auxmoney Review & Experience
Comparison Portal • Loans 1.000,00 € - 50.000,00 €
💳 Apply for Auxmoney Loan
APR from 4.95% • Approval in 48h
Apply Now →Affiliate link • Commission-based
📊 Auxmoney at a Glance
General Information
- Provider type: Comparison Portal
- Rating: 8/10
- Legal name: Auxmoney GmbH
- Approval rate: ~75%
Loan Terms
- Loan amount: 1.000,00 € - 50.000,00 €
- APR: 4.95% - 19.99%
- Speed: 48h
Example Calculation (APR) at Auxmoney
This example calculation is for orientation only. Your personal APR depends on creditworthiness (SCHUFA score), term, and loan amount.
| Loan Amount | Term | APR (Range) | Monthly Payment (approx.) | Total Repayment (approx.) |
|---|---|---|---|---|
| 10.000,00 € | 48 months | 4.95% – 19.99% | 265,65 € | 12.751,29 € |
About Auxmoney
Auxmoney is a comparison portal for loans in Germany. As a comparison portal, it connects customers with multiple providers to find the best offer.
With available amounts between 1.000,00 € and 50.000,00 €, Auxmoney is suitable for larger financial needs.
Frequently Asked Questions about Auxmoney
How do I apply for a Auxmoney loan?
Click "Apply now", fill out the online form (~5 minutes), upload required documents, and receive a decision within 48 hours. Auxmoney offers a fully digital application process.
What documents are required for Auxmoney?
For a Auxmoney loan you need:
- Valid ID or passport
- Payslips (last 3 months)
- Bank statements (last 3 months)
- Proof of address (registration certificate)
What are the interest rates at Auxmoney?
Auxmoney offers APR from 4.95% to 19.99%.
The exact rate depends on your creditworthiness (Schufa score), loan amount, and term.
Representative example: 12.47% APR
Is Auxmoney safe and regulated?
Auxmoneyoperates as a <strong>licensed lender</strong> meeting German consumer protection standards. All loans are subject to BaFin oversight and consumer credit law (§ 491 BGB).
Can I repay a Auxmoney loan early?
Yes, Auxmoney allows early repayment. Under German consumer credit law, lenders may charge a maximum of:
- 1% of outstanding amount (remaining term > 1 year)
- 0.5% of outstanding amount (remaining term ≤ 1 year)
What Schufa score do I need for a Auxmoney loan?
Auxmoney prefers applicants with good to excellent credit scores.
Typical requirements:
- Schufa score > 90%: Best rates (4.95% APR)
- Schufa score > 80%: Standard rates (19.99% APR)
- Schufa score < 80%: Individual assessment required
Approval rate at Auxmoney: 75%
⚖️ Legal Information
Auxmoney operates as a licensed lender and meets German consumer protection standards.
Official website: https://www.auxmoney.com
All information is sourced from the official Auxmoney website and is for informational purposes only. Always read the contract terms before signing. Responsible lending is mandatory in Germany. Market oversight is conducted by BaFin.
Author: Rostislav Sikora – AI Orchestrator & Loan Expert (25+ years in financial services)
Last updated: 12 January 2026