Methodology – Germany
This page explains how Credizen structures provider information and helps users compare loan offers in Germany.
Last updated: 13 January 2026
What we compare
- Total cost signals: representative APR information (where available) and fee visibility.
- Eligibility basics: age, residency, income proof, and typical verification (e.g., SCHUFA).
- Speed and UX: online application steps, document requirements, and payout timing.
- Transparency: whether key terms, privacy, and withdrawal rights are clearly presented.
Sources and updates
We rely on publicly available provider information and partner-provided details. Terms may change, so always verify on the provider’s official pages before applying.
Responsible borrowing
Credizen is not a lender. Content is informational and does not constitute financial advice. Borrow only what you can repay, and compare the total cost across providers.