DKB Deutsche Kreditbank Review & Experience
Bank • Loans 2.500,00 € - 80.000,00 €
🏆 Best Rate💳 Apply for DKB Deutsche Kreditbank Loan
APR from 3.89% • Approval in 96h
Apply Now →Affiliate link • Commission-based
📊 DKB Deutsche Kreditbank at a Glance
General Information
- Provider type: Bank
- Rating: 8.6/10
- Legal name: Deutsche Kreditbank AG
- Approval rate: ~85%
Loan Terms
- Loan amount: 2.500,00 € - 80.000,00 €
- APR: 3.89% - 10.95%
- Speed: 96h
Example Calculation (APR) at DKB Deutsche Kreditbank
This example calculation is for orientation only. Your personal APR depends on creditworthiness (SCHUFA score), term, and loan amount.
| Loan Amount | Term | APR (Range) | Monthly Payment (approx.) | Total Repayment (approx.) |
|---|---|---|---|---|
| 10.000,00 € | 48 months | 3.89% – 10.95% | 241,42 € | 11.587,96 € |
About DKB Deutsche Kreditbank
DKB Deutsche Kreditbank is a bank for loans in Germany. As a licensed bank, it offers an additional level of security and regulation compared to alternative lenders.
With available amounts between 2.500,00 € and 80.000,00 €, DKB Deutsche Kreditbank is suitable for larger financial needs.
Frequently Asked Questions about DKB Deutsche Kreditbank
How do I apply for a DKB Deutsche Kreditbank loan?
Click "Apply now", fill out the online form (~5 minutes), upload required documents, and receive a decision within 96 hours. DKB Deutsche Kreditbank offers a fully digital application process.
What documents are required for DKB Deutsche Kreditbank?
For a DKB Deutsche Kreditbank loan you need:
- Valid ID or passport
- Payslips (last 3 months)
- Bank statements (last 3 months)
- Proof of address (registration certificate)
What are the interest rates at DKB Deutsche Kreditbank?
DKB Deutsche Kreditbank offers APR from 3.89% to 10.95%.
The exact rate depends on your creditworthiness (Schufa score), loan amount, and term.
Representative example: 7.42% APR
Is DKB Deutsche Kreditbank safe and regulated?
DKB Deutsche Kreditbankis a <strong>BaFin-regulated bank</strong> meeting the highest German consumer protection standards. All loans are subject to BaFin oversight and consumer credit law (§ 491 BGB).
Can I repay a DKB Deutsche Kreditbank loan early?
Yes, DKB Deutsche Kreditbank allows early repayment. Under German consumer credit law, lenders may charge a maximum of:
- 1% of outstanding amount (remaining term > 1 year)
- 0.5% of outstanding amount (remaining term ≤ 1 year)
What Schufa score do I need for a DKB Deutsche Kreditbank loan?
DKB Deutsche Kreditbank also accepts applicants with moderate credit scores.
Typical requirements:
- Schufa score > 90%: Best rates (3.89% APR)
- Schufa score > 80%: Standard rates (10.95% APR)
- Schufa score < 80%: Individual assessment required
Approval rate at DKB Deutsche Kreditbank: 85%
⚖️ Legal Information
DKB Deutsche Kreditbank is a BaFin-regulated bank and meets German consumer protection standards.
Official website: https://www.dkb.de
All information is sourced from the official DKB Deutsche Kreditbank website and is for informational purposes only. Always read the contract terms before signing. Responsible lending is mandatory in Germany. Market oversight is conducted by BaFin.
Author: Rostislav Sikora – AI Orchestrator & Loan Expert (25+ years in financial services)
Last updated: 12 January 2026