Mr. Finan Review & Experience
Direct Lender • Loans 1.000,00 € - 100.000,00 €
💳 Apply for Mr. Finan Loan
APR from 3.99% • Approval in 48h
Apply Now →Affiliate link • Network: Other
📊 Mr. Finan at a Glance
General Information
- Provider type: Direct Lender
- Rating: 9/10
- Legal name: Mr. Finan GmbH
- Approval rate: ~85%
Loan Terms
- Loan amount: 1.000,00 € - 100.000,00 €
- Term: 1-60 months
- APR: 3.99% - 12.99%
- Speed: 48h
Example Calculation (APR) at Mr. Finan
This example calculation is for orientation only. Your personal APR depends on creditworthiness (SCHUFA score), term, and loan amount.
| Loan Amount | Term | APR (Range) | Monthly Payment (approx.) | Total Repayment (approx.) |
|---|---|---|---|---|
| 10.000,00 € | 48 months | 3.99% – 12.99% | 246,44 € | 11.828,92 € |
About Mr. Finan
Mr. Finan is a direct lender for loans in Germany. As a direct lender, the company manages the entire loan process internally, meaning faster decisions and fewer intermediaries.
With available amounts between 1.000,00 € and 100.000,00 €, Mr. Finan is suitable for larger financial needs.
Frequently Asked Questions about Mr. Finan
How do I apply for a Mr. Finan loan?
Click "Apply now", fill out the online form (~5 minutes), upload required documents, and receive a decision within 48 hours. Mr. Finan offers a fully digital application process.
What documents are required for Mr. Finan?
For a Mr. Finan loan you need:
- Valid ID or passport
- Payslips (last 3 months)
- Bank statements (last 3 months)
- Proof of address (registration certificate)
What are the interest rates at Mr. Finan?
Mr. Finan offers APR from 3.99% to 12.99%.
The exact rate depends on your creditworthiness (Schufa score), loan amount, and term.
Representative example: 8.49% APR
Is Mr. Finan safe and regulated?
Mr. Finanoperates as a <strong>licensed lender</strong> meeting German consumer protection standards. All loans are subject to BaFin oversight and consumer credit law (§ 491 BGB).
Can I repay a Mr. Finan loan early?
Yes, Mr. Finan allows early repayment. Under German consumer credit law, lenders may charge a maximum of:
- 1% of outstanding amount (remaining term > 1 year)
- 0.5% of outstanding amount (remaining term ≤ 1 year)
What Schufa score do I need for a Mr. Finan loan?
Mr. Finan also accepts applicants with moderate credit scores.
Typical requirements:
- Schufa score > 90%: Best rates (3.99% APR)
- Schufa score > 80%: Standard rates (12.99% APR)
- Schufa score < 80%: Individual assessment required
Approval rate at Mr. Finan: 85%
⚖️ Legal Information
Mr. Finan operates as a licensed lender and meets German consumer protection standards.
Official website: https://www.mrfinan.de
All information is sourced from the official Mr. Finan website and is for informational purposes only. Always read the contract terms before signing. Responsible lending is mandatory in Germany. Market oversight is conducted by BaFin.
Author: Rostislav Sikora – AI Orchestrator & Loan Expert (25+ years in financial services)
Last updated: 18 December 2025