Compare loan providers in Ireland

This lender hub is built for compare loans Ireland and personal loan comparison intent. Review provider profiles, amount ranges, APR context, and lender transparency before applying. It is designed to help users evaluate online loans Ireland options and loans for bad credit Ireland with clear borrower-first criteria rather than promotional claims.

6 lenders listed

Lender profile pages

AIB Bank of Ireland PTSB Avant Money An Post Money Revolut

Representative Cost Example

Compare one representative scenario for term, monthly repayment, and total costs before starting an application.

Amount
Term
Monthly repayment
Annual costs
Total costs

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FAQ

FAQ: compare loans Ireland lender hub

How should I compare lenders in Ireland?

Review total borrowing cost, repayment term, eligibility requirements, and transparency of fees before applying.

Do all lenders use the same approval criteria?

No. Each lender applies its own risk model, so outcomes can differ even for similar applicants.

Does Credizen approve applications?

No. Credizen provides comparison support; final approval decisions are made by the lender.

Is this page financial advice?

No. It is general comparison information to help you evaluate options more clearly.

Important information

This directory is for general information only and does not provide financial advice. Always confirm current lender terms, total costs, and eligibility criteria directly on the official provider site before applying.

Provider products compared on one evidence model

A provider profile alone is not a comparison. Every provider retained in this directory has at least one current, named Irish product with an official source and review date. Rates are only shown where the current provider page supports them; older rate tables are described as a limitation.

Provider	Named product	Amount	Term	APR	Representative cost or limitation	Process	Checked	Primary source
AIB	AIB Personal Loan	1,000–75,000 EUR	12–60 months	8.95%	Official example: €1,500 over one year at 8.65% variable interest and 8.95% APR; 12 monthly instalments of €130.48; cost of credit €65.76 and total repayable €1,565.76. Online applications are limited to €30,000; higher amounts use assisted channels.	AIB says an online decision may be instant or referred for review, normally within three business hours. · Funds follow approval, acceptance and completion of the setup step; no universal guarantee.	2026-08-04	Primary source
Bank of Ireland	Bank of Ireland Personal Loan	2,000–75,000 EUR	12–60 months	Not currently verified — request the SECCI	The live official page confirms €2,000–€75,000 and one-to-five-year terms. Its visible rate table is dated 5 February 2025, so no rate is presented here as freshly verified; request the current SECCI and compare cost of credit for the same amount and term.	The official page describes a roughly 15-minute online application for eligible existing customers, not a guaranteed approval time. · Only after assessment and acceptance; confirm the current process with the bank.	2026-08-04	Primary source
PTSB	PTSB Personal Loan	1,500–75,000 EUR	6–120 months	6.2%–8.8%	Official example: €25,000 over five years at 5.99% variable interest and 6.2% APR; €483.20 monthly, cost of credit €3,992.23 and total repayable €28,992.23. Maximum APR shown is 8.8%; purpose-specific term limits apply.	Existing customers may receive a real-time decision in app or Open24, subject to assessment. · PTSB describes immediate transfer to the PTSB account when an eligible digital application is approved; this is not guaranteed for every case.	2026-08-04	Primary source
Avant Money	Avant Money Personal Loan	5,000–75,000 EUR	12–120 months	6.1%–19.9%	Official example: €30,000 over five years at a 5.9% fixed rate and 6.1% APR; €578.59 monthly, cost of credit €4,715.41 and total repayable €34,715.41. The rate table was stated current on 6 July 2026; term limits depend on amount and purpose.	The official journey says a quick answer is often available in minutes, but documents and underwriting can extend the process. · Payment follows approval, signed documents and verification; timing is not guaranteed.	2026-08-04	Primary source
An Post Money	An Post Money Personal Loan	5,000–75,000 EUR	12–120 months	6.9%	The official help page confirms fixed-rate personal-loan estimates from 6.9% APR, €5,000–€75,000 and one-to-ten-year terms, with the assigned rate depending on the applicant's financial profile and credit history. An Post acts as an exclusive credit intermediary for Bankinter S.A. trading as Avant Money.	Assessment starts once all requested information is received; there is no universal decision-time promise. · Only after approval and execution of the Bankinter/Avant Money credit agreement.	2026-08-04	Primary source
Revolut	Revolut Personal Loan	2,000–30,000 EUR	12–60 months	6.5%–12.99%	Official example: €5,000 over three years at 6.31% variable interest and 6.50% APR; 35 payments of €152.82 and a final payment of €152.75; total interest €501.45 and total repayable €5,501.45. The assigned rate depends on credit profile, amount and term.	Revolut says a decision should normally arrive within three business days, subject to checks and any document request. · If approved and accepted, disbursement is made to the Revolut account immediately.	2026-08-04	Primary source

Compare products using the same principal and term. Confirm APR, total cost of credit, total repayable, fees and early-repayment rules in the current SECCI and agreement.