Verified local facts
The versioned contract vault preserves promotion, proposal, signature, performance and dispute evidence as dated editions linked by a change ledger, never overwritten by later wording.
Evidence reviewed
Help a Mauritius household retain contract evidence using attributable evidence and a stop condition.
Decision checklist
The versioned contract vault preserves promotion, proposal, signature, performance and dispute evidence as dated editions linked by a change ledger, never overwritten by later wording; review marker 123 applies this device only to “retain contract evidence Mauritius” and the evidence boundaries named on this page.
Open a shelf before acceptance
Create the vault when comparison begins, not after a dispute. Record institution, product label, purpose, capture date and independent origin for each advertisement, webpage, quotation or schedule relied upon. A screenshot without origin and date can lose context, while a live page can change. The shelf records what the household observed; it does not turn promotional wording into contractual entitlement or show that the product is available to this reader.
Separate promotional and proposed terms
Place general descriptions apart from the reader-specific proposal. Index amount, currency, rate basis, charges, term, repayment dates, net proceeds, security or guarantor wording, conditions and expiry only when visible. Missing fields remain missing. Do not carry a favourable value from promotion into a proposal or from one edition into another. The vault's value comes from preserving differences, not producing a synthetic agreement that no institution actually issued.
Freeze the pre-signature edition
Immediately before any voluntary signature, preserve the complete document offered, schedules, disclosures, referenced annexes, delivery message and stated deadline. Compare its identity and page sequence with the edition reviewed. Record unresolved blanks, late changes and answers obtained through an authenticated route. Freezing does not mean accepting; it provides a stable object for cost, capacity and obligation review. A changed page, annex or amount creates a new edition and reopens review.
Seal signature evidence accurately
Store the signed edition, method and date of signature, parties shown and receipt or confirmation without claiming more than the record supports. Keep unsigned drafts separate. Signature is not disbursement, and an approval message is not a signed agreement. Never insert a missing page later as though it formed part of the signed set. If the household lacks a complete copy, record that fact and make a bounded request through the verified institutional channel.
Build the performance shelf
Preserve disbursement evidence, net amount received or paid, statements, repayment confirmations, notices, correspondence and household queries in chronological order. Reconcile records without altering originals. Label the institution's statement, household calculation and unresolved difference distinctly. The vault does not decide which interpretation prevails. It enables a reviewer to trace an amount or event back to attributable records and identify precisely where clarification or competent advice is required.
Record every change as a branch
A revised rate, schedule, charge, due date, contact, payment destination or other term creates a branch linked to the earlier edition. Record who proposed it, when, stated basis, household response and whether a new agreement or notice exists. Never overwrite the original value in a summary table. A suspicious change of channel or destination triggers independent authentication, with the scam alert used only for its published warning context.
Export a bounded complaint bundle
If a complaint arises, copy only relevant vault items into a numbered bundle while originals remain sealed. Add event statement, chronology, comparison of disputed editions, transaction evidence and remedy requested. Check Bank of Mauritius or Ombudsperson material for current scope and prerequisites rather than assuming the vault itself confers jurisdiction. A personal-data complaint uses the Data Protection Office route within its stated remit and receives its own bounded disclosure bundle.
Close without destroying history
At resolution, record the attributable outcome, resulting edition, outstanding duty and future review date. Do not delete earlier advertisements, proposals, agreements or messages merely because a newer document exists. Apply appropriate security and retention decisions without promising a universal period. The vault closes an event when another reviewer can reconstruct what changed and why the household acted. It does not declare the product fair, affordable or legally enforceable and never predicts complaint success. Perform a vault-restoration drill on a clean workspace before calling the archive complete. A second household reviewer receives the index but not the working summaries and must reconstruct five moments: what was promoted, what was proposed, what was signed, what was performed and what later changed. Every conclusion must point to an edition, page or message with origin and date. Where restoration requires memory, create an uncertainty note rather than manufacturing a missing record. Next, calculate a document lineage tree by linking each amendment, schedule, notice and response to the edition it claims to modify. Orphan material stays quarantined until its relationship is attributable. A new statement can evidence performance without silently changing the signed terms; a promotional capture can explain expectation without becoming the contract. Test export by producing a bounded bundle for one hypothetical disputed amount, excluding unrelated income, identity and family documents. If the bundle cannot explain the amount, add a narrow missing-evidence request, not the entire vault. Record who may access the household archive, how originals are protected and which working copies can be retired while the evidence edition remains. The drill passes when another reviewer reproduces chronology and differences without trusting filenames, recollection or the latest document merely because it appears current.