Verified local facts
The claim freshness clock tracks legal-status, product, published-rate and quotation evidence on independent hands with event-based recheck triggers and no inherited freshness.
Evidence reviewed
Help a Mauritius household check product freshness using attributable evidence and a stop condition.
Decision checklist
The claim freshness clock tracks legal-status, product, published-rate and quotation evidence on independent hands with event-based recheck triggers and no inherited freshness; review marker 129 applies this device only to “check product freshness Mauritius” and the evidence boundaries named on this page.
Set the household decision time
Record when the household expects to compare, seek clarification, request a quotation and decide. Freshness is evaluated for a specific decision, not as a permanent badge. Define essential claims whose change would alter the choice. This prevents repeated checking of decorative details while an expired quotation or changed cost basis goes unnoticed. A revised household purpose or amount resets relevant hands.
Set the legal-status hand
Capture exact legal name, official licensee page observation and checked date. Record only what Bank of Mauritius material supports. Recheck on name conflict, provider identity doubt or the household decision point. Do not assume a list update changes product details, and do not infer from absence without understanding page scope and current evidence. This hand owns legal-status context only.
Set the MCB product hand
Preserve the exact MCB personal-loan page edition, visible fields and checked date. Link MCB rate material with its own edition and basis rather than giving both one timestamp. Product wording can change while rate material does not, or conversely. A page still loading does not prove availability to the household. Material changes open a new edition and invalidate dependent summaries until reviewed.
Set the MauBank product hand
Track the MauBank personal-loan page independently with product identity, visible criteria, channel statements and checked date. No MCB observation refreshes it. If a field disappears or wording changes, preserve both editions and return the comparison row to review. Do not state that an omitted detail ceased to apply; ask through an authenticated MauBank route when it is essential to the household decision.
Set quotation and clarification alarms
A personal quotation or provider clarification receives recipient, product, amount, currency, conditions, stated expiry, delivery channel and received date. Where no expiry is stated, do not invent one; create a recheck trigger before commitment. A later conversation cannot silently extend an earlier document. Alarms prompt verification and preserve uncertainty. They do not imply the provider must hold terms or approve the application.
Build dependency gears
Map each summary, comparison cell and shortlist reason to the evidence hand that powers it. If MCB rate material changes, only dependent MCB cost rows reopen. If legal identity conflicts, all provider-specific routes pause. If a quotation expires, public product facts can remain observed while personal comparison returns to unknown. Dependency gears prevent both needless rewrites and stale conclusions hiding behind a fresh unrelated source.
Run the decision-moment sweep
At the decision date, check every essential hand, source edition, provider-product match, currency label and unresolved field. Preserve the sweep record and earlier editions. A second reviewer traces all green fields to current attributable evidence. Any hand with a material unknown turns its dependent decision amber or stop. The sweep never converts current public information into a personal promise or complete contract. Run a controlled decay simulation instead of assigning an arbitrary maximum age. Select one legal-status observation, one MCB product statement, one MCB rates field, one MauBank product statement and one private quotation. Advance the household decision through three imagined events: no external change but a later decision date, a provider-page revision, and a change in requested amount or purpose. For each event, mark which hand requires recheck and which evidence remains historically accurate yet no longer decision-ready. The licensee observation does not refresh product evidence; the MCB page cannot refresh MauBank; a changed household purpose can invalidate quotation relevance even when the document has not expired. Now test disappearance. If a page or field is no longer visible, preserve the prior edition and label the present fact unconfirmed. Do not announce withdrawal, closure or a new term from silence. Ask a bounded question through the authenticated provider route when the field is essential. Test contradiction next: when current and prior evidence differ, keep both, identify the owner and reopen dependent comparison rows. The simulation ends with a freshness ledger containing observed-at time, stated effective period where visible, rechecked-at time, triggering event, affected decisions and next owner. A reviewer must distinguish current support, historical support, expired private proposition and unresolved change without relying on colour alone. The clock passes when its alarms lead to specific verification, not when every record displays today's date.
Retire claims without inventing withdrawal
When evidence no longer supports a claim at decision time, move it to history with reason: expired quotation, changed page, unresolved identity, missing basis or household-purpose change. Do not publish that a provider withdrew a product unless attributable evidence says so. A retired claim can be reintroduced only through a new checked edition. The clock's output is a dated evidence state, not a forecast of future terms. The archive retains the precise sentence previously supported and the event that ended decision readiness. This makes retirement reversible through evidence without pretending the historical observation was never made.