Disclaimer
Last Updated: January 26, 2026
Not Financial Advice
The information on Credizen is for educational purposes only and does not constitute financial advice. Consult a licensed financial advisor before making borrowing decisions.
Not a Lender
Credizen is a comparison platform. We do not make lending decisions, approve loans, or provide credit. All loans are subject to lender approval and terms.
APR Disclosure
Payday loans typically have APRs ranging from 200% to 600% or higher. Representative example: $500 loan for 14 days at $75 fee = 391% APR.
State Regulations
Payday loan laws vary by state. Maximum amounts, fees, and terms differ. Verify your state's regulations before applying.
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Data Accuracy
While we strive for accuracy, lender terms may change. Always verify final loan terms with the lender before accepting an offer.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000