Evidence before ranking
Payday-loan rules by state
State laws change. Historical catalog APR and amount fields are not published as current rules.
Verification method
- Confirm the legal entity and state licence.
- Read the current state-specific disclosure.
- Compare APR, fees, total and dates.
- Check rollover, collection and complaints.
- Keep unsupported values unknown.
Questions
Does Credizen guarantee approval?
No. Credizen does not lend and cannot guarantee availability, a decision or funding.
How should I compare cost?
Compare APR, every fee, total repayment and dates in current state-specific disclosures.
Are catalog state limits current?
They are not published as current without an official legal source and checked date.
How do I verify a lender?
Confirm the exact legal entity and licence in each relevant state register.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Credizen
Editorial review not recorded.
Advertising or partner fees do not determine recommendation order.