CashUSA.com Review
Installment Loans from $500 to $10,000
Fast approval • Secure application • No commitment
CashUSA.com at a Glance
About CashUSA.com
CashUSA.com (CashUSA LLC) is a loan broker specializing in installment loans for American borrowers. With a 7.9/10 customer rating and 36% approval rate, CashUSA.com has established itself as a trusted option in the online lending space.
As a loan broker, CashUSA.com submits your application to multiple lenders in their network, comparing offers to find you the best available terms. This can save you time shopping around and may result in more competitive rates.
Example Loan Cost
Representative example of a typical CashUSA.com loan:
*This is a representative example only. Your actual APR and costs will depend on your credit profile, loan amount, and state regulations. Always review your loan agreement before accepting.
Pros & Cons of CashUSA.com
Advantages
- ✓ High approval rate (36%)
- ✓ Fast funding (2 hours)
- ✓ Accepts first-time borrowers
- ✓ Compares multiple lenders for best rates
Disadvantages
- ✗ High APR (235% - 2830%)
- ✗ Short repayment terms (90 days typical)
- ✗ Income verification required
- ✗ Limited loan amounts (max $10,000)
- ✗ Expensive if not repaid quickly
How to Apply for a CashUSA.com Loan
Start Your Application
Visit CashUSA.com's website or use our comparison tool to submit your application. You'll need basic personal information, employment details, and bank account information.
Get Approved
CashUSA.com will review your application and make a lending decision within 2 hours. You'll receive notification via email or SMS.
Review & Accept
Carefully review the loan terms, including APR, fees, repayment schedule, and total cost. Only accept if you understand and agree to all terms.
Receive Funds
Once you accept the loan, CashUSA.com will deposit funds directly into your bank account. Funds typically arrive within 2 to 4 hours.
Frequently Asked Questions
How do I apply for a loan with CashUSA.com?
You can apply for a CashUSA.com loan online through their website or by using our comparison tool. The application typically takes 5-10 minutes and requires basic personal information, proof of income, and a valid bank account.
What are the requirements for CashUSA.com?
To qualify, you must be at least 18 years old, have a regular source of income, and maintain an active bank account. First-time borrowers are welcome. Proof of income is required.
How fast can I get money from CashUSA.com?
CashUSA.com typically approves loans within 2 hours of submitting a complete application. Funds are usually deposited into your bank account within 2 to 4 hours after approval.
What is the APR range for CashUSA.com loans?
CashUSA.com charges APRs ranging from 235% to 2830%. Your actual rate depends on your credit profile, loan amount, and repayment term. Always check the loan agreement for your specific APR before accepting.
Can I get a loan from CashUSA.com with bad credit?
Yes, CashUSA.com considers applicants with bad credit or no credit history. They focus on income and ability to repay rather than credit scores alone.
Is CashUSA.com a direct lender or broker?
CashUSA.com is a loan broker, meaning they submit your application to multiple lenders and help you compare offers.
What fees does CashUSA.com charge?
CashUSA.com charges interest based on their APR range (235% - 2830%) plus any applicable origination or service fees. For example, a $1000 loan for 90 days would cost approximately $579.45 in interest. Always review the loan agreement for complete fee details.
What states does CashUSA.com operate in?
CashUSA.com operates nationwide across the United States, subject to state regulations. Availability and loan terms may vary by state. Check their website to confirm service in your specific state.
Alternatives to CashUSA.com
While CashUSA.com is a solid choice, you may also want to consider these alternatives:
- → Credit Union Payday Alternative Loans (PALs) – Lower APRs (28% max) but slower approval
- → Installment Loans – Longer terms (6-24 months) with smaller monthly payments
- → Cash Advance Apps – $50-$250 advances with low/no fees (Earnin, Dave, Brigit)
- → Compare Other Lenders – See all 30 lenders in our network
Ready to Apply with CashUSA.com?
Get started in minutes. Fast approval, secure application, no commitment.
Apply Now at CashUSA.com →⚠️ Important Disclosure
High-Cost Loan Warning: CashUSA.com loans have APRs ranging from 235% to 2830%, which is significantly higher than traditional bank loans. These loans are intended for short-term financial needs only and can be expensive if not repaid quickly.
Responsible Borrowing: Only borrow what you can afford to repay on time. Late or missed payments can result in additional fees, collection actions, and damage to your credit score.
Editorial Independence: Credizen.net is a comparison service. We may earn a commission when you click on lender links or apply for a loan through our platform. All reviews and ratings are based on publicly available data and user feedback. CashUSA.com has not influenced this review.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000