Payday Loans in Illinois
Compare Lenders in Illinois
Illinois enacted Predatory Loan Prevention Act in 2021.
212 Cities Covered
Max Loan: ,000
Legal (36% APR Cap)
12,582,032
Population
212
Cities Covered
,000
Max Loan Amount
Fast
Same-Day Funding
Browse Lenders by City
Alsip
Arlington Heights
Ashland Illinois
Assumption
Aurora Il
Aviston
Barrington
Bartlett
Beardstown
Beckemeyer
Belleville
Bellwood
Belvidere
Bensenville
Berkeley Illinois
Berwyn
Bloomington Il
Bolingbrook
Breese
Bridgeview
Broadview
Buffalo Grove
Cairo
Camp Point
Capron
Carbondale
Carlyle
Carol Stream
Carpentersville
Casey
Centralia
Champaign
Chicago
Chicago Heights
Chicago Ridge
Cicero
Clay City
Country Club Hills
Countryside
Crestwood
Crystal Lake
Decatur
Deer Park
Deerfield
Dekalb
Des Plaines
Dixmoor
Dolton
Downers Grove
East Dundee
East Hazel Crest
Edinburg
Effingham
Elgin
Elk Grove Village
Elmhurst
Elmwood Park
Evanston
Evergreen Park
Fisher
Flora
Flossmoor
Ford Heights
Forest Park
Forest View
Frankfort
Genoa
Germantown
Gifford
Glen Ellyn
Glencoe Illinois
Glendale Heights
Glenview
Glenwood
Greenup
Greenville Illinois
Hanover Park
Hardin
Harvey
Harwood Heights
Hazel Crest
Hickory Hills
Hillside
Hinsdale
Hodgkins
Hoffman Estates
Homer Illinois
Joliet
Justice
Kenilworth
Kincaid
La Grange
La Grange Park
Ladd
Lanark
Lansing
Lemont
Lincolnwood
Lombard
Louisville Illinois
Loves Park
Lynwood
Mahomet
Manhattan
Marshall
Martinsville
Matteson
Mattoon
Maywood
Melrose Park
Mendon
Merrionette Park
Milledgeville Illinois
Moline
Morton Grove
Mount Carroll
Mount Prospect
Mount Sterling
Moweaqua
Naperville
New Baden
Niles
Normal
Norridge
North Riverside
Northbrook
Northfield
Northlake
Oak Brook
Oak Forest
Oak Lawn
Oak Park
Oakland Illinois
Ogden
Olympia Fields
Orland Hills
Orland Park
Palatine
Pana
Payson
Peoria
Peotone
Philo
Phoenix Illinois
Plainfield
Poplar Grove
Princeton
Quincy
Quincy Illinois
Rantoul
Richton Park
River Forest
River Grove
Riverdale Illinois
Riverside
Robbins
Rock Island
Rockford
Rolling Meadows
Romeoville
Roselle
Salem
Sauk Village
Savanna
Savoy
Schaumburg
Shannon
Sheffield
Sidney
Skokie
South Barrington
South Chicago Heights
South Holland
Spring Valley
Springfield Il
Springfield Illinois
St Joseph
Steger
Stickney
Stonington
Streamwood
Taylorville
Thomasboro
Thomson
Timberlane
Tinley Park
Tiskilwa
Tolono
Trenton Illinois
University Park
Urbana
Virginia
Walnut Illinois
Wamac
Warrenville
Waterman
Waukegan
Westchester
Western Springs
Wheaton
Wheeling
Willow Springs
Wilmette
Winfield Illinois
Winnetka
Wood Dale
Woodhull
Woodridge
Worth
Wyanet
Zeigler
Zion
Illinois Payday Loan Regulations
Max Loan Amount:$1,000 or 25% of monthly income
Max Term:Not specified
Typical APR:36% (since 2021)
Finance Charge:Subject to 36% APR cap
Regulatory Body:Department of Financial and Professional Regulation (IDFPR)
Illinois enacted the Predatory Loan Prevention Act in 2021, capping APR at 36%. Traditional payday loans are effectively prohibited.
Important: This information is current as of January 2026. State regulations may change. Always verify with your lender and state regulator before signing a loan agreement.
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- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
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- Poland: KNF - 22 262 5000
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