Payday Loans in Louisiana
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Louisiana Payday Loan Regulations
Payday loans in Louisiana are regulated by OFI. Maximum $350 with typical APR 391%.
Important: This information is current as of February 2026. State regulations may change. Always verify with your lender and state regulator before signing a loan agreement.
About Payday Loans in Louisiana
Payday loans in Louisiana are regulated by OFI. Maximum $350 with typical APR 391%.
Louisiana is located in the South region of the United States with a population of 4,657,757.
Key Regulations:
- Maximum APR: 391%
- Maximum loan amount: $350
- Maximum term: 30 days
- Rollovers allowed
- Regulated by Louisiana Office of Financial Institutions
Regulatory Authority: Louisiana Office of Financial Institutions
Official Website: https://ofi.la.gov/
Cities in Louisiana
New Orleans
Pop: 383,997
View Lenders →Baton Rouge
Pop: 227,470
View Lenders →Lake Charles
Pop: 84,872
View Lenders →Bossier City
Pop: 62,701
View Lenders →Alexandria
Pop: 46,180
View Lenders →Sulphur
Pop: 21,809
View Lenders →Zachary
Pop: 19,316
View Lenders →Gonzales
Pop: 12,231
View Lenders →Crowley
Pop: 11,710
View Lenders →Rayne
Pop: 7,236
View Lenders →Donaldsonville
Pop: 6,695
View Lenders →Oakdale
Pop: 6,692
View Lenders →+ 26 more cities in Louisiana
Frequently Asked Questions – Louisiana
Are payday loans legal in Louisiana?
What is the maximum payday loan amount in LA?
How long do I have to repay a payday loan in Louisiana?
Can I have multiple payday loans at once in LA?
How do I find licensed payday lenders in Louisiana?
What documents do I need for a payday loan in LA?
What is the typical APR for payday loans in Louisiana?
Are there alternatives to payday loans in LA?
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Important Legal Notice
This information is current as of January 2026 and is for informational purposes only. Payday loan regulations in Louisiana may change. Always verify current regulations with the Louisiana Office of Financial Institutions before applying. Credizen is a comparison platform – we do not directly provide loans.
We may earn commission from lenders when you submit a loan request. This does not affect which lenders you're matched with. Learn more in our methodology.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
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