Payday Loan Calculator
Calculate your payday loan repayment in Canadian dollars. Enter the loan amount, term, and annual percentage rate to see your estimated monthly payment and total cost. Canadian payday loans are regulated provincially — maximum rates vary by province.
Keep Moving
Use the calculator, then route into compare and lender pages
Clarify loan terms
Check APR, total borrowing cost, and provincial terminology before acting on the estimate.
Open lender reviews
Move from the repayment estimate into provider pages with rates, approval speed, and eligibility signals.
Compare live offers
When the repayment looks workable, continue to the form and request matched lender options.
* Estimate only. Actual terms depend on your province and lender.
Your Estimate
- Monthly Payment
- $662.92
- Total Interest
- $162.92
- Total Repayment
- $662.92
Tip: Canadian payday loan costs are capped at $15 per $100 borrowed in most provinces.
How to Use the Calculator
Enter loan amount
Slide or type the amount you need (up to $1,500).
Set repayment term
Choose the number of months for repayment.
Adjust APR
Enter the annual percentage rate from your lender’s offer.
View results
Review estimated monthly payment, total interest, and total cost.