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Payday Loans in Manitoba

Compare FCAC-regulated payday lenders in Manitoba. Find fast approval loans with transparent costs and provincial protection.

Population
1,383,765
Maximum Loan
$1500
Maximum APR
442%

Manitoba Payday Loan Regulations

Manitoba allows payday loans with maximum cost of $17 per $100 (442% APR). Maximum $1,500 per loan. Regulated by Consumer Protection Office.

Regulator: Consumers Protection Office Manitoba
Cooling-Off Period: 0 days
Rollover Allowed: No
Maximum Term: 62 days
Visit Consumers Protection Office Manitoba →

How to Get a Payday Loan in Manitoba

  1. 1

    Compare Lenders

    Review our list of FCAC-regulated lenders operating in Manitoba. Check APRs, fees, and approval times.

  2. 2

    Apply Online

    Complete the application form with your personal details, employment, and banking information. Most applications take 5-10 minutes.

  3. 3

    Get Approved

    Lenders review your application and provide a decision within 15-60 minutes during business hours.

  4. 4

    Receive Funds

    Once approved, funds are typically sent via Interac e-Transfer same-day or direct deposit within 1 business day.

Payday Loans by City in Manitoba

Find licensed payday lenders in major cities across Manitoba. Click on your city to see local options and compare costs.

Winnipeg
Pop: 749,534
Brandon
Pop: 51,313
Steinbach
Pop: 17,806
Winkler
Pop: 13,745
Thompson
Pop: 13,678
Portage la Prairie
Pop: 13,304
Selkirk
Pop: 10,504
Morden
Pop: 9,929
Dauphin
Pop: 8,457
The Pas
Pop: 5,369
Flin Flon
Pop: 4,982

Frequently Asked Questions

What is the maximum payday loan amount in Manitoba?
In Manitoba, the maximum payday loan amount is $1500 CAD. This limit is set by Consumers Protection Office Manitoba to protect borrowers from over-indebtedness.
What is the APR for payday loans in Manitoba?
Manitoba payday loans have a maximum APR of 442%. Manitoba allows payday loans with maximum cost of $17 per $100 (442% APR). Maximum $1,500 per loan. Regulated by Consumer Protection Office.
How long is the cooling-off period in Manitoba?
Manitoba provides a 0-day cooling-off period, allowing you to cancel your payday loan without penalty within 0 days of signing.
Who regulates payday loans in Manitoba?
Payday loans in Manitoba are regulated by Consumers Protection Office Manitoba. You can verify licensed lenders at https://www.gov.mb.ca/justice/cp/
Can I get a payday loan online in Manitoba?
Yes, many FCAC-regulated lenders offer online payday loans to Manitoba residents. Applications are processed 100% online with same-day approval and Interac e-Transfer disbursement available.
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