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Payday Loans in New Brunswick

Compare FCAC-regulated payday lenders in New Brunswick. Find fast approval loans with transparent costs and provincial protection.

Population
789,225
Maximum Loan
$1500
Maximum APR
391%

New Brunswick Payday Loan Regulations

New Brunswick caps payday loans at $15 per $100 (391% APR). Maximum $1,500. Borrowers have 2 days to cancel. Regulated by FCNB.

Regulator: Financial and Consumer Services Commission (FCNB)
Cooling-Off Period: 2 days
Rollover Allowed: No
Maximum Term: 62 days
Visit Financial and Consumer Services Commission (FCNB) →

How to Get a Payday Loan in New Brunswick

  1. 1

    Compare Lenders

    Review our list of FCAC-regulated lenders operating in New Brunswick. Check APRs, fees, and approval times.

  2. 2

    Apply Online

    Complete the application form with your personal details, employment, and banking information. Most applications take 5-10 minutes.

  3. 3

    Get Approved

    Lenders review your application and provide a decision within 15-60 minutes during business hours.

  4. 4

    Receive Funds

    Once approved, funds are typically sent via Interac e-Transfer same-day or direct deposit within 1 business day.

Payday Loans by City in New Brunswick

Find licensed payday lenders in major cities across New Brunswick. Click on your city to see local options and compare costs.

Moncton
Pop: 79,470
Saint John
Pop: 69,895
Fredericton
Pop: 63,116
Dieppe
Pop: 28,114
Riverview
Pop: 19,667
Quispamsis
Pop: 18,245
Miramichi
Pop: 17,537
Edmundston
Pop: 16,437
Bathurst
Pop: 11,897
Rothesay
Pop: 11,659
Oromocto
Pop: 9,223
Campbellton
Pop: 6,883

Frequently Asked Questions

What is the maximum payday loan amount in New Brunswick?
In New Brunswick, the maximum payday loan amount is $1500 CAD. This limit is set by Financial and Consumer Services Commission (FCNB) to protect borrowers from over-indebtedness.
What is the APR for payday loans in New Brunswick?
New Brunswick payday loans have a maximum APR of 391%. New Brunswick caps payday loans at $15 per $100 (391% APR). Maximum $1,500. Borrowers have 2 days to cancel. Regulated by FCNB.
How long is the cooling-off period in New Brunswick?
New Brunswick provides a 2-day cooling-off period, allowing you to cancel your payday loan without penalty within 2 days of signing.
Who regulates payday loans in New Brunswick?
Payday loans in New Brunswick are regulated by Financial and Consumer Services Commission (FCNB). You can verify licensed lenders at https://fcnb.ca/
Can I get a payday loan online in New Brunswick?
Yes, many FCAC-regulated lenders offer online payday loans to New Brunswick residents. Applications are processed 100% online with same-day approval and Interac e-Transfer disbursement available.
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