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Payday Loans in Northwest Territories

Compare FCAC-regulated payday lenders in Northwest Territories. Find fast approval loans with transparent costs and provincial protection.

Population
45,504
Maximum Loan
$unlimited
Maximum APR
60%

Northwest Territories Payday Loan Regulations

Northwest Territories follows federal criminal usury cap of 60% APR. No specific payday loan regulations. Loans subject to federal oversight only.

Regulator: Government of Northwest Territories
Cooling-Off Period: 0 days
Rollover Allowed: Yes
Maximum Term: 365 days
Visit Government of Northwest Territories →

How to Get a Payday Loan in Northwest Territories

  1. 1

    Compare Lenders

    Review our list of FCAC-regulated lenders operating in Northwest Territories. Check APRs, fees, and approval times.

  2. 2

    Apply Online

    Complete the application form with your personal details, employment, and banking information. Most applications take 5-10 minutes.

  3. 3

    Get Approved

    Lenders review your application and provide a decision within 15-60 minutes during business hours.

  4. 4

    Receive Funds

    Once approved, funds are typically sent via Interac e-Transfer same-day or direct deposit within 1 business day.

Payday Loans by City in Northwest Territories

Find licensed payday lenders in major cities across Northwest Territories. Click on your city to see local options and compare costs.

Yellowknife
Pop: 20,340

Frequently Asked Questions

What is the maximum payday loan amount in Northwest Territories?
In Northwest Territories, the maximum payday loan amount is $unlimited CAD. This limit is set by Government of Northwest Territories to protect borrowers from over-indebtedness.
What is the APR for payday loans in Northwest Territories?
Northwest Territories payday loans have a maximum APR of 60%. Northwest Territories follows federal criminal usury cap of 60% APR. No specific payday loan regulations. Loans subject to federal oversight only.
How long is the cooling-off period in Northwest Territories?
Northwest Territories provides a 0-day cooling-off period, allowing you to cancel your payday loan without penalty within 0 days of signing.
Who regulates payday loans in Northwest Territories?
Payday loans in Northwest Territories are regulated by Government of Northwest Territories. You can verify licensed lenders at https://www.gov.nt.ca/
Can I get a payday loan online in Northwest Territories?
Yes, many FCAC-regulated lenders offer online payday loans to Northwest Territories residents. Applications are processed 100% online with same-day approval and Interac e-Transfer disbursement available.
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