About Credizen
South Africa's trusted loan comparison platform, helping you find the best personal loan offers from NCR-registered lenders.
Our Mission
Credizen was created to bring transparency and simplicity to the South African lending market. We believe everyone deserves access to fair, affordable credit without hidden fees or confusing terms.
Our platform uses advanced AI technology to match borrowers with the most suitable loan offers from NCR-registered credit providers, ensuring compliance and consumer protection.
How We Work
Compare
We aggregate loan offers from multiple NCR-registered lenders, showing you rates, terms, and eligibility requirements side-by-side.
AI Matching
Our AI analyzes your needs and profile to recommend the most suitable loan options, saving you time and increasing approval chances.
Apply Securely
Apply directly through our partners' secure platforms. We never handle your personal information or make lending decisions.
Expert Leadership
Rostislav Sikora
AI Orchestrator & Loan Specialist
With over 25 years of experience in banking and consumer finance, Rostislav has been at the forefront of digital lending transformation. His career includes leadership roles at Multitude (formerly Ferratum Group), where he pioneered AI-driven credit scoring and international expansion strategies.
Rostislav's expertise spans:
- Online lending and digital credit platforms
- AI-powered credit assessment and scoring
- Risk management and regulatory compliance
- International fintech expansion
- Consumer protection and responsible lending
As the guiding force behind Credizen, Rostislav ensures that our platform maintains the highest standards of transparency, fairness, and compliance with South African lending regulations.
Our Commitment
Transparency First
All loan offers clearly display APR, fees, and terms with no hidden charges.
NCR Compliance
We only work with lenders registered with the National Credit Regulator.
Responsible Lending
We promote borrowing only what you can afford to repay.
Data Privacy
Your information is protected under POPIA and never sold to third parties.
Free Service
Comparing loans on Credizen is completely free for consumers.