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Fincheck

Fincheck offers personal loans from R300 - R2,500 with 33.5% APR. NCR-registered lender with flexible repayment terms.

33.5%

APR Example

R 2 500

Max Loan

Max Term

3.7/5

Trust Score

About Fincheck

Fincheck is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 300 to R 2 500 and flexible repayment terms, Fincheck provides accessible credit solutions.

Loan Details

Loan Amounts

From: R 300

Up to: R 2 500

Repayment Terms

From: 0 months

Up to: 2 months

Interest Rate

APR Example: 33.5%

Representative example. Actual rate depends on your credit profile.

Key Features

✓ 100% Online Application

✓ Fast Approval Process

✓ Quick Payout

Eligibility Requirements

✓ 18-65 years old
✓ South African citizen
✓ Minimum income R1500
✓ Valid bank account and ID
✓ South African bank account
✓ Valid ID document

Advantages & Disadvantages

✓ Pros

• No credit bureau checks
• Approval within 2 minutes
• Available on weekends
• Automatic extension available
• Emergency cash solution

✗ Cons

• Very high interest rates (300%+ APR)
• Small loan amounts maximum R2,500
• Short repayment periods

Frequently Asked Questions

How much can I borrow from Fincheck?

You can borrow between R 300 and R 2 500, depending on your credit profile and affordability assessment.

What is the interest rate?

Fincheck offers loans with an APR example of 33.5%. The actual rate you receive will depend on your individual credit assessment and affordability.

How long are the repayment terms?

Repayment terms range from 0 to 2 months, giving you flexibility to choose a term that suits your budget.

Is Fincheck registered with the NCR?

Yes, Fincheck is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.

Apply Now

Loan Range: R 300 - R 2 500

APR Example: 33.5%

Max Term: 2 months

Apply at Fincheck

NCR Registered • Secure Application

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Disclaimer: Credizen is a comparison platform and not a lender. We receive compensation from Fincheck when you apply through our site. Loan approval and terms are subject to Fincheck's credit assessment and affordability checks.

Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from Fincheck before accepting a loan offer.