Disclaimer
Important information about our loan comparison service
General information only
The information provided on this website is general in nature and does not constitute financial advice. It does not take into account your personal financial situation, objectives, or needs. Before making any financial decision, you should consider whether the products featured are appropriate for you and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD).
Not a lender
Credizen Pty Ltd is a loan comparison service, not a credit provider. We do not provide financial advice, assess loan applications, or make lending decisions. We connect consumers with ASIC-regulated lenders based on the information you provide.
Comparison rates
Comparison rates displayed on this website are based on a A$30,000 unsecured personal loan over 5 years, as required by Australian regulations. WARNING: This comparison rate applies only to the example given. Different loan amounts and terms will result in different comparison rates. Your actual rate will depend on your financial circumstances and the lender's assessment.
Commission disclosure
Credizen receives a commission from lender partners when you successfully apply for a loan through our service. This commission does not affect the comparison rates, fees, or offers you receive from lenders. Our ranking methodology is based on objective criteria including comparison rates, fees, approval speed, and customer feedback.
Accuracy of information
While we make every effort to ensure the accuracy of the information on this website, we cannot guarantee that all product details are current at the time you access the site. Interest rates, fees, and product features are subject to change by lenders without notice. Always verify details directly with the lender before applying.
No guarantee of approval
Being matched with a lender through Credizen does not guarantee loan approval. Each lender has its own assessment criteria and responsible lending obligations under the National Consumer Credit Protection Act 2009 (NCCP).
External links
This website may contain links to external websites. Credizen is not responsible for the content or privacy practices of external sites. Links to lender websites are provided for your convenience and do not imply endorsement beyond our published reviews.
Regulatory references
For independent financial guidance, visit ASIC MoneySmart. For complaints about a lender, contact the Australian Financial Complaints Authority (AFCA).
Last updated: April 2026
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
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