Lime vs Fasta
Updated: March 2026
Detailed Comparison
| Lime | Fasta | |
|---|---|---|
| Rating | 4.4/5 | 4.2/5 |
| APR Range | 22.8–35.0% | 25.5–38.0% |
| Loan Amount | R500–R8,000 | R500–R8,000 |
| Repayment Term | 1–6 months | 1–6 months |
| Approval Speed | 5 minutes | 5 minutes |
| Type | Online Lender | Online Lender |
| First-Time Borrower | Yes | Yes |
| Credit Line Option | No | Yes |
| NCR Registered | Yes | Yes |
Which Should You Choose?
Frequently Asked Questions
Is Lime or Fasta cheaper for a short-term loan?
Lime has a lower APR range (22.8–35.0%) compared to Fasta (25.5–38.0%). For the same loan amount and term, Lime will generally charge less interest.
How fast do Lime and Fasta approve loans?
Both Lime and Fasta offer fast online applications with approval in as little as 5 minutes. Funds are typically paid out the same day or within 24 hours.
Are Lime and Fasta safe to use?
Yes, both Lime and Fasta are registered credit providers with the National Credit Regulator (NCR) and comply with the National Credit Act (NCA). Always verify the NCR registration number before borrowing.
This comparison is for informational purposes only. Actual terms depend on your application and creditworthiness. All lenders are registered with the NCR under the National Credit Act (NCA). Short-term loans should be used responsibly — borrow only what you can afford to repay.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
- Czech Republic: ČNB (Česká národní banka) - 224 411 111