DirectAxis
DirectAxis offers personal loans from R1,000 - R100,000 with 25.5% APR. NCR-registered lender with flexible repayment terms.
About DirectAxis
DirectAxis is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 1 000 to R 100 000 and flexible repayment terms, DirectAxis provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 18-64 years
- ✓ South African citizen or permanent resident
- ✓ Minimum monthly income R3,500
- ✓ Valid bank account
- ✓ Active cellphone number
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Fast approval within 1 hour
- • 100% online application process
- • Up to R100,000 loan amount
- • Flexible repayment terms up to 60 months
- • RCS Group brand with 30+ years experience
✗ Cons
- • Higher APR range 16%-35%
- • Credit life insurance mandatory
- • Initiation fees apply
Frequently Asked Questions
How much can I borrow from DirectAxis?
You can borrow between R 1 000 and R 100 000, depending on your credit profile and affordability assessment.
What is the interest rate?
DirectAxis offers loans with an APR example of 25.5%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 3 to 60 months, giving you flexibility to choose a term that suits your budget.
Is DirectAxis registered with the NCR?
Yes, DirectAxis is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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NCR Registered • Secure Application
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from DirectAxis when you apply through our site. Loan approval and terms are subject to DirectAxis's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from DirectAxis before accepting a loan offer.