RCS
RCS offers personal loans from R500 - R30,000 with 35% APR. NCR-registered lender with flexible repayment terms.
About RCS
RCS is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 500 to R 30 000 and flexible repayment terms, RCS provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 18-65 years
- ✓ South African citizen
- ✓ Minimum monthly income R2,000
- ✓ Valid bank account
- ✓ Active cellphone number
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Retail credit services specialist
- • Up to R30,000 loan amount
- • 24-month repayment terms available
- • Store card and credit options
- • 30+ years in consumer lending
✗ Cons
- • Higher APR range 22%-48%
- • Credit life insurance mandatory
- • Initiation and service fees apply
Frequently Asked Questions
How much can I borrow from RCS?
You can borrow between R 500 and R 30 000, depending on your credit profile and affordability assessment.
What is the interest rate?
RCS offers loans with an APR example of 35%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 2 to 24 months, giving you flexibility to choose a term that suits your budget.
Is RCS registered with the NCR?
Yes, RCS is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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NCR Registered • Secure Application
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from RCS when you apply through our site. Loan approval and terms are subject to RCS's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from RCS before accepting a loan offer.