Real People
Real People offers personal loans from R500 - R8,000 with 52.5% APR. NCR-registered lender with flexible repayment terms.
About Real People
Real People is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 500 to R 8 000 and flexible repayment terms, Real People provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 18-60 years
- ✓ South African citizen
- ✓ Minimum monthly income R1,500
- ✓ Valid bank account and ID
- ✓ Active cellphone number
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Accessible for lower-income borrowers
- • Approval within 2 hours
- • Small emergency loan amounts
- • Flexible income requirements
- • Branch network available
✗ Cons
- • Very high APR range 45%-60%
- • Small maximum loan amount (R8,000)
- • Short repayment terms up to 6 months
Frequently Asked Questions
How much can I borrow from Real People?
You can borrow between R 500 and R 8 000, depending on your credit profile and affordability assessment.
What is the interest rate?
Real People offers loans with an APR example of 52.5%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 1 to 6 months, giving you flexibility to choose a term that suits your budget.
Is Real People registered with the NCR?
Yes, Real People is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from Real People when you apply through our site. Loan approval and terms are subject to Real People's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from Real People before accepting a loan offer.