Sanlam Personal Loans
Sanlam Personal Loans offers personal loans from R10,000 - R200,000 with 19.5% APR. NCR-registered lender with flexible repayment terms.
About Sanlam Personal Loans
Sanlam Personal Loans is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 10 000 to R 200 000 and flexible repayment terms, Sanlam Personal Loans provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 21-64 years
- ✓ South African citizen or permanent resident
- ✓ Minimum monthly income R8,000
- ✓ Valid bank account
- ✓ Existing Sanlam policy holder preferred
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Competitive rates from 13% for policy holders
- • Up to R200,000 loan amount
- • Insurance-linked benefits and discounts
- • Flexible repayment terms up to 72 months
- • Wealth management advice included
✗ Cons
- • Higher minimum loan amount (R10,000)
- • Policy holder priority processing
- • Limited to larger loans only
Frequently Asked Questions
How much can I borrow from Sanlam Personal Loans?
You can borrow between R 10 000 and R 200 000, depending on your credit profile and affordability assessment.
What is the interest rate?
Sanlam Personal Loans offers loans with an APR example of 19.5%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 12 to 73 months, giving you flexibility to choose a term that suits your budget.
Is Sanlam Personal Loans registered with the NCR?
Yes, Sanlam Personal Loans is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from Sanlam Personal Loans when you apply through our site. Loan approval and terms are subject to Sanlam Personal Loans's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from Sanlam Personal Loans before accepting a loan offer.