FNB Personal Loans
FNB Personal Loans offers personal loans from R3,000 - R250,000 with 22% APR. NCR-registered lender with flexible repayment terms.
About FNB Personal Loans
FNB Personal Loans is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 3 000 to R 250 000 and flexible repayment terms, FNB Personal Loans provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 18-65 years
- ✓ South African citizen or permanent resident
- ✓ Minimum monthly income R5,000
- ✓ Valid FNB bank account
- ✓ Good credit score required
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Competitive rates from 15.5% for premier clients
- • Pre-approved loans for existing FNB clients
- • Up to R250,000 loan amount
- • 72-month repayment terms available
- • No early settlement penalties
✗ Cons
- • Higher minimum loan amount (R3,000)
- • Must be FNB account holder
- • Income verification strictly enforced
Frequently Asked Questions
How much can I borrow from FNB Personal Loans?
You can borrow between R 3 000 and R 250 000, depending on your credit profile and affordability assessment.
What is the interest rate?
FNB Personal Loans offers loans with an APR example of 22%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 6 to 73 months, giving you flexibility to choose a term that suits your budget.
Is FNB Personal Loans registered with the NCR?
Yes, FNB Personal Loans is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from FNB Personal Loans when you apply through our site. Loan approval and terms are subject to FNB Personal Loans's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from FNB Personal Loans before accepting a loan offer.