Old Mutual Personal Loans
Old Mutual Personal Loans offers personal loans from R10,000 - R250,000 with 20.5% APR. NCR-registered lender with flexible repayment terms.
About Old Mutual Personal Loans
Old Mutual Personal Loans is an NCR-registered credit provider offering personal loans to South African consumers. With loan amounts ranging from R 10 000 to R 250 000 and flexible repayment terms, Old Mutual Personal Loans provides accessible credit solutions.
Loan Details
Loan Amounts
Repayment Terms
Interest Rate
Representative example. Actual rate depends on your credit profile.
Key Features
Eligibility Requirements
- ✓ Age 21-64 years
- ✓ South African citizen or permanent resident
- ✓ Minimum monthly income R7,500
- ✓ Valid bank account
- ✓ Good credit score required
- ✓ South African bank account
- ✓ Valid ID document
Advantages & Disadvantages
✓ Pros
- • Competitive rates from 14% for existing clients
- • Up to R250,000 loan amount
- • Insurance benefits and rewards
- • Flexible repayment terms up to 72 months
- • Financial planning services included
✗ Cons
- • Higher minimum loan amount (R10,000)
- • Existing client preference
- • Mandatory credit life insurance
Frequently Asked Questions
How much can I borrow from Old Mutual Personal Loans?
You can borrow between R 10 000 and R 250 000, depending on your credit profile and affordability assessment.
What is the interest rate?
Old Mutual Personal Loans offers loans with an APR example of 20.5%. The actual rate you receive will depend on your individual credit assessment and affordability.
How long are the repayment terms?
Repayment terms range from 12 to 73 months, giving you flexibility to choose a term that suits your budget.
Is Old Mutual Personal Loans registered with the NCR?
Yes, Old Mutual Personal Loans is a registered credit provider with the National Credit Regulator (NCR), ensuring compliance with the National Credit Act.
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View All LendersDisclaimer: Credizen is a comparison platform and not a lender. We receive compensation from Old Mutual Personal Loans when you apply through our site. Loan approval and terms are subject to Old Mutual Personal Loans's credit assessment and affordability checks.
Responsible Lending: Before applying, ensure you can afford the monthly repayments. Defaulting on credit agreements can negatively affect your credit score. This information is provided for comparison purposes only. Always read the terms and conditions from Old Mutual Personal Loans before accepting a loan offer.