Lime
Top 1 4.4
Amount: R 1 000,00 - R 15 000,00
APR: 22.8% - 35%
Decision: 24h
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21 Verified lenders
Compare lenders in South Africa. Transparent ratings and clear terms.
12
Direct lender
9
Bank
0
Broker
Capitec Bank
Top 2 4.7
Amount: R 1 000,00 - R 250 000,00
APR: 11.75% - 27.5%
Decision: 48h
Momentum Money
Top 3 4.5
Amount: R 5 000,00 - R 150 000,00
APR: 18% - 28%
Decision: 24h
TymeBank
4.3
Amount: R 500,00 - R 50 000,00
APR: 19% - 35%
Decision: Instant
Direct lender View details →
DirectAxis
4.2
Amount: R 1 000,00 - R 100 000,00
APR: 16% - 35%
Decision: 2h
Direct lender View details →
Fasta
4.2
Amount: R 500,00 - R 8 000,00
APR: 25.5% - 38%
Decision: Instant
Direct lender View details →
Discovery Bank
4.6
Amount: R 10 000,00 - R 300 000,00
APR: 13.5% - 26%
Decision: 48h
Direct lender View details →
Standard Bank
4.6
Amount: R 2 000,00 - R 300 000,00
APR: 14% - 28%
Decision: 48h
FNB
4.6
Amount: R 3 000,00 - R 250 000,00
APR: 15.5% - 28%
Decision: 48h
Absa
4.5
Amount: R 3 000,00 - R 250 000,00
APR: 14.5% - 28%
Decision: 48h
Nedbank
4.5
Amount: R 5 000,00 - R 250 000,00
APR: 15% - 28%
Decision: 48h
African Bank
4.5
Amount: R 1 000,00 - R 350 000,00
APR: 16% - 35%
Decision: 48h
Sanlam
4.4
Amount: R 10 000,00 - R 200 000,00
APR: 13% - 26%
Decision: 48h
RCS
4.0
Amount: R 500,00 - R 30 000,00
APR: 22% - 48%
Decision: 2h
Direct lender View details →
Old Mutual
4.4
Amount: R 10 000,00 - R 250 000,00
APR: 14% - 27%
Decision: 48h
Uapply Loan
4.0
Amount: R 500,00 - R 10 000,00
APR: 28% - 40%
Decision: Instant
Direct lender View details →
Wonga
4.1
Amount: R 500,00 - R 4 000,00
APR: 28.5% - 42%
Decision: 0.5h
Direct lender View details →
Bayport
4.1
Amount: R 500,00 - R 150 000,00
APR: 24% - 60%
Decision: 24h
Direct lender View details →
Blue Finance
4.0
Amount: R 500,00 - R 10 000,00
APR: 30% - 60%
Decision: Instant
Direct lender View details →
Real People
3.8
Amount: R 500,00 - R 8 000,00
APR: 45% - 60%
Decision: 2h
Direct lender View details →
Boodle
3.6
Amount: R 500,00 - R 8 000,00
APR: 50% - 60%
Decision: 0.5h
Direct lender View details →
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Compare offersAbout lenders in South Africa
This page lists 21 verified lenders in South Africa. We rate lenders by rating, approval rate, costs, speed, and transparency.
How we rate lenders
- Rating (35%): Based on customer feedback and transparency
- Approval rate (30%): Share of approved applications in the last 6 months
- Costs (25%): Competitiveness of APR and fees
- Speed (10%): Average time from application to payout
All listed lenders are regulated by NCR, FSCA. Read the terms before signing. Responsible borrowing is required.
Emergency Financial Help
If you're experiencing financial difficulties, contact your local financial counseling service.
- South Africa: National Credit Regulator - 0860 627 627
- Romania: ANPC - 0213142200
- Colombia: Superintendencia Financiera - (571) 594 2222
- Poland: KNF - 22 262 5000
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